Why We Redesigned Dental Care for Self-Employed Americans
At Stride Health, we’re focused on redefining the way independent working Americans access health care and coverage. That’s why we are excited to announce our newest benefit: simple, affordable, and personalized dental insurance.
We teamed up with Beam Dental to deliver this new benefit after discovering that (1) there’s high demand from our members for dental coverage, but also that (2) individual dental plan options were generally unattractive due to lengthy waiting periods, high purchase processing fees (fees can be greater than 100% of the first month’s premium!), and confusing benefits structures.
Together with Beam, we custom-designed a new set of dental plans built uniquely for self-employed Americans, and exclusively available via Stride. These new dental plans will include:
- No waiting periods - The plan’s benefits can be used from day one and regular cleanings and checkups are always free.
- No transaction fees - It doesn’t cost you a dime to purchase a Beam Dental plan on Stride.
- Simple benefits you can understand - The benefit designs of the plans are simple, so you only need to consider two data points: the monthly premium and the annual maximum paid by the plan. This makes it easy to find the right level of coverage for your needs.
“Beam is excited to partner with Stride to provide unique dental benefits for independent workers,” said Beam Dental CEO and cofounder Alex Frommeyer. “Stride serves a population that is growing incredibly quickly, on a national scale, and has unique benefits needs. Their platform is not only pioneering worker protection in the 1099 economy but also represents the future of how most Americans will shop for coverage.”
In a nation where over 100 million people lack dental coverage, and of those without coverage 44% cite “lack of insurance” as their reason for not seeing a dentist for regular checkups, dental plans represent a critical part of healthcare, particularly for self-employed Americans. Each year, American adults lose over 164 million working hours due to dental problems — for Stride’s self-employed members, every working hour counts.