All the FREE Care That Comes With Your Health Insurance
When you enroll in a health insurance plan, you unlock some major FREE benefits. Read on to find out what kind of care you can receive at no additional cost and how Stride makes it easier to access this free care.
Preventative checkups and screenings
All adults have access to free annual screenings and checkups. There are up to 15 free services, valued at hundreds of dollars, that you can take advantage of to keep you healthy throughout the year.
After purchasing a plan on Stride, you can build a personalized plan right from your dashboard to identify which services are most important for you based on factors like your age and current health status. This ensures you don’t miss out on any value in your plan.
Here’s a couple examples of how you might want to use these free services:
If you are worried about your heart health, you can get free cholesterol screenings, blood pressure screenings, and diet counseling.
If you’re interested in improving your mental health, you can get a free depression screening.
If you are interested in learning how to give up tobacco, you can get free tobacco counseling.
Other free services available to you include:
- Sexually transmitted infection prevention, screening, and counseling
- HIV screening
- Colonoscopies for colorectal cancer screening
- Many immunizations for things like the flu (annual flu shot!) and Hepatitis A and B
To learn more about preventative care, check out our post on the topic.
Annual wellness visit for women!
Women have access to an annual wellness visit as well as 22 additional free services. Here’s a couple examples of what you might want to take advantage of:
If you’re pregnant or planning to become pregnant, you might want a gestational diabetes screening, a Hepatitis B screening, anemia testing, or tobacco counseling (if you need to quit).
If you’re a new mother (congrats!) you might want to take advantage of the breastfeeding counseling and support benefit.
If you’re trying to avoid pregnancy, you have access to birth control at no cost. By law, your health insurance is required to cover one generic type of birth control in each of the 18 categories. This includes the pill, the patch, IUDs, nuvaring, and even the morning after pill.
Other free services available specifically to women:
- Cervical cancer screening
- Breast cancer screening (mammograms)
- Osteoporosis training
- Domestic and interpersonal violence screening and counseling
Free care available to children
Children have access to a number of annual screenings and checkups depending on their age (26 additional free services, to be exact!):
From 0-11 months old: Many of the services provided during your “well-baby” visits are covered at no cost! On average, you should expect 6 well-baby visits during the first year. At these visits, your doctor will make sure your baby is meeting developmental milestones in height and weight as well as milestones in brain development.
From 1-4 years old: Your child will have “well-child” visits, on average about 7 over the course of 3 years. Your doctor will continue to monitor your child’s growth and development as well as give your child any immunizations.
From 5-10 years old: By this time your child only needs to see the doctor for one primary care visit per year. Your child will continue to be monitored for growth goals.
From 11-17 years old: Your child will continue having one wellness visit each year. These visits will begin to focus on physical and emotional changes. Your doctor will check in on your child’s physical development and emotional well-being.
Other free services available specifically to children include:
- Alcohol and drug use assessments
- Hearing and vision screenings
- Immunizations like MMR, Hepatitis A and B, and Varicella
- Oral health risk screenings
- Sexually transmitted infection screening and counseling for adolescents at higher risk
More free and discounted benefits from your insurer
Some insurance companies offer even more free or discounted benefits as part of their plans. You can find out if a plan you’re interested in offers these additional benefits by checking the “Free Care” section for that plan.
Most insurance companies have some type of additional benefits! We’d recommend giving the member services number on the back of your card a call to learn about your specific plan’s additional benefits!
Enjoy all your free care, and let us know if you have any questions.