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Guide to Vision Insurance

Guide to Vision Insurance

 

If you know you'll be needing a new pair of glasses in the near future, or if you've been considering getting contacts, it might be worth it to look into vision insurance. Vision insurance is an entirely separate plan from a health or dental plan, and it's designed to pay for routine eye exams and prescription eyewear. 

In this guide, we'll answer some common questions about vision insurance to ensure you feel more comfortable before diving into your vision insurance options!

Why is vision insurance important?

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Scheduling regular eye exams helps your doctor identify vision correction needs and early stages of eye diseases. Vision insurance reduces the cost of regular eye exams, saves you money on vision correction, and it can alleviate some of the costs associated with procedures.

What's covered under a vision insurance plan vs. my health insurance plan?

Sometimes, it can be a bit tricky to know if a procedure or doctor's visit is covered under your vision or health plan. Here's a good general rule of thumb to make it easier for you:

  • Vision insurance covers "routine" eye examinations. (Examples: vision testing, confirming the need for glasses/contact prescriptions & glaucoma testing.)
  • Medical insurance covers visits that are "medical" in nature. (Examples: Eye infections, eyelid styes, glaucoma treatment, dry eyes, retinal tears, cataracts & diabetes.)

Where can I purchase vision insurance?

Stride is now offering an exclusive VSP plan for just $9.12/month. Sounds too good to be true, right? Check it out here!

What comes with Stride's vision plan?

  • $120 per year towards glasses or contacts
  • No wait times- start using your plan today!
  • Nation-wide network of over 31,000 vision specialists
 
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