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Guide to Vision Insurance

Guide to Vision Insurance

Why is vision insurance important?

Scheduling regular eye exams help your doctor identify vision correction needs and early stages of eye diseases. Vision insurance reduces the cost of regular eye exams, saves you money on vision correction (like buying new glasses and contacts), and can help alleviate some of the costs from expensive eye surgery. 

Considerations when shopping for vision insurance

1. Do you need vision insurance? If you’re young and healthy and have perfect eyesight, you may not need a vision plan. But if you or your family need eye exams, prescription eyeglasses or contacts, it’s time to get a vision plan.

2. Be sure to check the plan benefits carefully. Basic vision plans may cover only eye exams and offer discounts on prescription eyewear. Comprehensive vision plans can provide basic coverage, plus offer discounts toward LASIK vision correction and extra or designer prescription glasses.

3. Most vision deductibles work different than healthcare plans. If you need eye surgery, your vision insurance might just pay a flat fee of $1,000 for the surgery, and leave the rest up to you. The benefit of this type of coverage is that it keeps vision monthly payments fairly low.

4. Cost expectations. Most plans range from $15-30 per month. Take a look at this really helpful read on the cost-benefit analysis for vision plans.

Places to look for vision plans

Stride doesn’t currently offer a vision insurance recommendation product. Here are a few places you can start.

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