From Master Your Card in partnership with Stride

With open enrollment (the annual signup period for health insurance) ending soon, you’ve probably been hearing about getting health insurance for next year. And you might be wondering if you can afford it or if there are plans that fit your needs. Well, we’re here to tell you that health insurance is more affordable than ever, and it’s easier than you might think to enroll in the right plan.

Can I really afford insurance?

Yes, you can! Health insurance has never been more affordable, thanks to the American Rescue Plan Act, which makes it more affordable for more Americans to get coverage. Four out of five people qualify for health plans for around $10 a month—less than a few cups of fancy coffee! These quality plans cover 10 essential benefits such as preventive care, prescriptions, emergency care, and hospitalization.

While health insurance costs a little money upfront, having it helps pay for expensive and unexpected medical costs that you might otherwise pay for by dipping into your savings or going into debt. Many people end up saving more money in the long run while living healthier lives.

How much will it cost?

Probably not much! As we mentioned above, 4 out of 5 Americans can now find quality plans costing less than $10 per month. How much it will cost you depends on where you live, your age, whether you need coverage for only yourself or additional dependents, and your income.

Most independent workers qualify for financial assistance in the form of tax credits that lower your monthly cost. We can help you see what your costs will be before enrolling.

How do I find the right plan for me?

There are more plans available now than ever before, but finding the right one for you can be challenging. You should consider which doctors you want to see, what prescriptions you take, and how often you go to the doctor when considering health plans. Plans have different rules about where you can get care and how much of your costs will be covered. Fortunately, there are resources to help you compare all your available options in one place and get guidance on which plans best fit your needs and budget.

I’m in! What’s next?

Now that you know quality, affordable health insurance is available to you, it’s time to enroll! Remember, the deadline to get coverage for 2022 ends on January 15, so you’ll want to get started now. Stride is an approved partner of HealthCare.gov so you have access to the same plans, but the process has been simplified and made easier to get enrolled.

Here’s how to get covered in 3 easy steps that should take about 10 minutes total:

1. Enter your zip code below to see plans near you

2. Answer a few questions about your specific needs

3. Pick the right plan for you and enroll

Enrolling in health insurance is easier than you think and can have a huge impact on your financial security by helping you avoid unexpected medical costs. Explore your options during this open enrollment period and make sure you’re covered for next year!